When our foreclosure lawyers told us we had options available to us and we didn’t necessarily have to lose our home, we were elated. We explained that we’d fallen behind on our mortgage payments due to my husband losing his job. We told them that he’d just gotten hired at a new company and he starts next week. We were concerned though because, while we’d be able to make our monthly mortgage payment, we’d not be able to ever make up the past four months of payments that we’d missed while he was unemployed.

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