I know one thing that I have had a tendency to do over the years, and that has been to blindly trust my Ontario car insurance company. What I mean by that, is the very simple fact that I have simply expected them to always give me their best rates, especially if they say they are being lowered, in order to keep me covered well for a good price.
However, I have recently discovered, that by going online and taking a look at their new rates for new customers, that I have actually been paying more, as a long time customer, than the new customers! No more loyalty from me. the lowest offer gets my business.