If you are set on driving in New York, whether for necessity or out of the need to be able to go whenever you want. Do like I did and make sure you get at least the minimum coverage required by New York law. In my first year, I had no insurance and found myself entangled with the law after an accident. I stayed off the roads for a while and when I chose to drive once more, I investigated auto insurance quotes NY to get the best value before settling on a company. There is no way you would catch me without auto insurance nowadays.